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Identity Theft Information
Identity Theft is the unauthorized use of personal identifying (ID) information, such as a name, date of birth, or Social Security number, to commit financial fraud. It can include a number of crimes, from the unauthorized use of credit cards to a complete takeover of another person's name and financial accounts.
Motives
An identity thief may use someone's personal identifiers to:- Apply for Loans
- Engage in Other Fraudulent Activity
- Establish Services With Utility Companies
- Illegally Obtain Credit Cards
- Open Checking Account
- Rent or Purchase Residences
Defining Identity Theft
By Illinois State Law, financial identity theft occurs when a person knowingly uses someone's personal IDs or documents to fraudulently obtain credit, money, goods, services, or other property in the name of that person.- Personal IDs may include name, address, telephone number, birth certificates, Social Security cards, credit cards used as ID's etc.
- Credit may include credit cards used to make purchases, debit cards, automobile loans, etc.
- Money may include cash, loans, insurance, benefits, unemployment benefits, second mortgages, etc.
- Goods may include items, such as computers, automobiles, etc. Services may include bank account, utility services, etc.
- Other property may include real estate, apartment rentals, or anything that does not fall into the other four categories.
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Ed Clark
Chief of PolicePhone: 815-741-5115
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Police Department
Physical Address
20590 City Center Boulevard
Crest Hill, IL 60403
Phone: 815-741-5111Emergency Phone: 911
Police Administration & Police Records
Phone: 815-741-5115